The Official Website of Howard Ruff

The Ruff Times Newsletter

If you have already read How to Prosper During the Coming Bad Years in the 2st Century

Then you already know we are about to make a fortune in Gold & Silver.

So, where will you stay on top of the market, know when and what to buy, and perhaps most importantly, how are you going to know when to SELL?

We will stay on top of the metal and other appropriate investments in the Ruff Times . A paltry $165, the guaranteed cost of a fifteen-issue, one-year subscription, will bring you a treasure trove of guidance and make you thousands of dollars. I've been right about the metals for 25 years, and I'm now 25-years smarter than I was the first time. And if you have already bought the book, you get another $10 off the subscription price!

More than Just Gold & Silver

Before you decide to spend your hard-earned bucks on The Ruff times, it is only fair to tell you what you will get. It’s about a lot more than just gold and silver. It is unlike any other financial newsletter:

• My first rule of business is a lot like the doctors Hippocratic oath: "Do thy patient no harm." In my case, it’s "teach your clients how to not lose money."



• This is not a stock market "tip sheet." I do make specific stock recommendations , but more often there will be advice on what not to buy. You'll get a lot of guidance on the direction of the markets in general, because a rising or falling tide raises or lowers all boats.



• We will stay on top of gold and silver, and the related mining stocks, as we chronicle the coming gold rush.



• There will be a lot of attention paid to interest rates. Even though I got a lot of public attention from my gold buy and sell recommendations, my best record for a quarter of a century is on interest rates. Why is this important? Because when interest rates are falling, there are great capital gains to be made stocks and super-safe Treasury bonds. When interest rates are rising they are great ways to lose money with bonds.



• There is an Investing for Income section . For retired people, this is crucial information so they can enjoy their Golden Years, knowing that Social Security is a Ponzi scheme that may not be there when they really need it.



• I am a teacher at heart. The economics you hear from Wall Street and Washington is usually swill. I will teach you real economics. If you don’t understand the economics of a market call, you shouldn’t do it.



• I am not a member of the herd. In March, 2000, on the very day the dot.com Bull Market bubble was about to burst, more than 98% of the recommendations coming from Wall Street brokers were "buy" or "hold." So what was I saying back then? For six months prior to the peak I was calling the market a "mania" and a "bubble," and begging people to start "averaging out," to a universal chorus of jeers. Then, starting in March, 2000, the Nasdaq index plunged more than 70% in three years, and the Dow Industrial Average fell more than 35%.



• I have always measured my success by the money my subscribers didn’t lose, and it has been millions piled upon millions of dollars.



• Government and politics are appropriate targets for a financial newsletter as Washington spending is 45% of the Gross National product, and the carnivorous craving of government to take your money and give it to those who weren’t willing to pay the price you did, is a terrible threat to all of us who aspire to be something more than a lockstep dependant of Uncle Nanny.



• If you believe government must do more for us, rather than get out of your way, you will be uncomfortable here. If you believe we are under-taxed, you might as well go away now. I have a lot of respect for George W. Bush, but I am not a blind, partisan worshipper. He has been a pillar of strength in the fight against terrorism and the defense of America, and a resolute fighter for tax cuts, but he has also caved in to the big spenders, and this has given us the biggest deficits in the history of the known universe.



• I believe that the real heroes of our society are the entrepreneurs who, like Columbus, are willing to lose sight of the safe, known shore to search for better solutions to life’s problems. I write a lot for entrepreneurs, because I am one also, and so are several of our offspring. I believe that America is rooted in the stubborn failures of this world who are willing to pick themselves up, brush off the dust, and dive back into the business fray with undiminished enthusiasm. That is the real America.



• What I write grows out of deeply held principles.

Well there I am. Now you know if you would like to give me a shot. As a matter of principle, if you try me and don’t feel I am for you, just ask me for your money back. You don’t have to explain why, and you can keep my book and the CD .

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Howard is a lay expert in the area of supplemental nutrition and the brain, and with the help of the best scientists has developed a supplemental brain food called Hi-Q, which can help prevent brain aging. Click here for more information.