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The Official Website of Howard Ruff


This is not a stock market “tip sheet.” I do make specific stock recommendations , but more often there will be advice on what not to buy. You'll get a lot of guidance on the direction of the markets in general, because a rising tide raises all boats.



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About Howard Ruff

Howard is a Legend

Howard J. Ruff Howard J. Ruff, author and financial advisor, has remained in the public eye for more than three decades. He is founder and editor of the The Ruff Times Financial Newsletter.

In 1975, Howard began publication of The Ruff Times, a groundbreaking financial advisory newsletter. Since then, The Ruff Times had more than 600,000 subscribers -- the most read financial advisory newsletter in the world.

And the Ruff Times is Legendary

His megaselling financial book, "How To Prosper During The Coming Bad Years," published in 1977, revealed his highly acclaimed wisdom and insight on economics, politics, and investments in easy-to-understand terms. Howard Ruff's observations are sharp and provocative. The newest edition is re-edited and and updated for the 21st century.

And now he will guide you through the 2007 economic collapse. His profitable investment recommendations include gold and silver, Investing For Income (high-yield, but safe low-risk investments). He also follows stocks, interest rates, bonds, the economy, and gold-mining stocks very closely.

The Ruff Times is guaranteed to inform, educate, make you richer, and put a smile on your face. Learn more about the Ruff Times Newsletter!

The Ruff Extended Family in 2005

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Howard is a lay expert in the area of supplemental nutrition and the brain, and with the help of the best scientists has developed a supplemental brain food called Hi-Q, which can help prevent brain aging. Click here for more information.